A quality network is now within reach
Our health plans include affordable pricing with Trio HMO and the flexibility to choose your provider with a PPO. If you see a plan you like, call us at (888) 273-4540.
Plans at a glance
Explore 2025 Blue Shield of California health insurance plans
* Certain income eligibility requirements may apply for certain plans. Only Covered California can determine enrollment eligibility.
BRONZE
Affordable premiums to cover the basics
Pay less on monthly premiums. Provider visits and prescriptions cost more than with other plans.
Consider if you or your family:
- Prefer coverage for emergencies only. You rarely visit the doctor or get prescriptions
- Understand this plan has a higher deductible than others plans
- Understand this plan pays 60% of covered medical expenses once you meet your deductible
Blue Shield Bronze 60 PPO
Blue Shield Bronze 60 HDHP PPO
Blue Shield Minimum Coverage PPO
SILVER
POPULAR
Most popular: Balanced costs for premiums and expenses
Lower costs for monthly payments, provider visits, and prescriptions deliver real value.
Consider if you or your family:
- Visit providers several times a year and/or need multiple prescriptions
- Understand you may have a deductible, depending on the plan
- Understand this plan pays 70% of covered medical expenses once you meet your deductible
Blue Shield Silver 70 PPO
Blue Shield Silver 70 Trio HMO
Blue Shield Silver 94 PPO
Blue Shield Silver 94 Trio HMO
Blue Shield Silver 87 PPO
Blue Shield Silver 87 Trio HMO
Blue Shield Silver 73 PPO
Blue Shield Silver 73 Trio HMO
GOLD
Higher premiums for more comprehensive coverage
Limit out-of-pocket costs for frequent provider visits and prescriptions.
Consider if you or your family:
- Visit health care providers frequently and/or require many prescriptions
- Understand there is no deductible with this plan
- Understand that your plan pays 80% of covered medical expenses
Blue Shield Gold 80 PPO
Blue Shield Gold 80 Trio HMO
PLATINUM
Peace of mind with maximum coverage
Get the highest level of coverage for your ongoing health care needs.
Consider if you or your family:
- Visit health care providers often, have many prescriptions, or might have a planned procedure
- Understand there is no deductible with this plan
- Understand that your plan pays 90% of covered medical expenses
Blue Shield Platinum 90 PPO
Blue Shield Platinum 90 Trio HMO
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* The estimated subsidy income is based on the household and income information you provided. Only Covered California can determine your eligibility and actual subsidy amount. Changes to eligibility may include changes to your available government financial help for the coming year and/or eligibility for enrollment in certain cost-sharing reduction plans like the Silver 94, Silver 87, or Silver 73 plan.
